Competitive loan rates

Loan rates effective 1/18/2023. Subject to change

Vehicle Loans (Includes Motorcycles)

Year Term APR*
2024 - 2022 72 months 6.20%
2024 - 2022 60 months 5.95%
2024 - 2022 48 months 5.70%
2024 - 2022 36 months 5.45%
2024 - 2022 24 months 5.25%
2021 - 2020 72 months 6.95%
2021 - 2019 60 months 6.45%
2021 - 2019 48 months 6.20%
2021 - 2019 36 months 6.00%
2021 - 2019 24 months 5.85%
2018 - Down 60 months 7.20%
2018 - Down 48 months 6.95%
2018 - Down 36 months 6.70%
2018 - Down 24 months 6.45%



Recreational vehicle loans

Year Term APR*
2020 - new 85 - 96 months (Over $25,000.00) 9.60%
2020 - new 84 months 9.45%
2020 - new 72 months 9.20%
2020 - new 60 months 8.95%
2020 - new 48 months 8.70%
2019 - older 85 - 96 months (Over $25,000.00) 9.75%
2019 - older 84 months 9.60%
2019 - older 72 months 9.35%
2019 - older 60 months 9.10%
2019 - older 48 months 8.85%



Unsecured loans

Borrow up to $10,000
Term APR*
72 months 11.70%
60 months 10.70%
48 months 9.70%
36 months 8.70%
24 months 7.70%



Home Equity loans

Adjustable Rate (*VARIABLE) based on the Prime Rate in the Wall St. Journal. *Contact the office for details



Share covered loans

3.00% APR Above rate of share account or share certificate used as security (Up to 96 mos.)



Overdraft Loans

11.90% APR



Classic Mastercard

11.90% APR* Same rate for cash advance



Platinum Mastercard

9.90% APR* Same rate for cash advance



Equipment loans

Term APR*
96 months (Over $25,000.00) 12.30%
72 months 11.60%
60 months 10.60%
48 months 9.60%
36 months 8.60%

* APR = annual percentage rate