Loan rates effective 1/18/2023. Subject to change
Vehicle Loans (Includes Motorcycles) |
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| Year | Term | APR* |
| 2024 - 2022 | 72 months | 6.20% |
| 2024 - 2022 | 60 months | 5.95% |
| 2024 - 2022 | 48 months | 5.70% |
| 2024 - 2022 | 36 months | 5.45% |
| 2024 - 2022 | 24 months | 5.25% |
| 2021 - 2020 | 72 months | 6.95% |
| 2021 - 2019 | 60 months | 6.45% |
| 2021 - 2019 | 48 months | 6.20% |
| 2021 - 2019 | 36 months | 6.00% |
| 2021 - 2019 | 24 months | 5.85% |
| 2018 - Down | 60 months | 7.20% |
| 2018 - Down | 48 months | 6.95% |
| 2018 - Down | 36 months | 6.70% |
| 2018 - Down | 24 months | 6.45% |
Recreational vehicle loans |
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| Year | Term | APR* |
| 2020 - new | 85 - 96 months (Over $25,000.00) | 9.60% |
| 2020 - new | 84 months | 9.45% |
| 2020 - new | 72 months | 9.20% |
| 2020 - new | 60 months | 8.95% |
| 2020 - new | 48 months | 8.70% |
| 2019 - older | 85 - 96 months (Over $25,000.00) | 9.75% |
| 2019 - older | 84 months | 9.60% |
| 2019 - older | 72 months | 9.35% |
| 2019 - older | 60 months | 9.10% |
| 2019 - older | 48 months | 8.85% |
Unsecured loans |
|
| Borrow up to $10,000 | |
| Term | APR* |
| 72 months | 11.70% |
| 60 months | 10.70% |
| 48 months | 9.70% |
| 36 months | 8.70% |
| 24 months | 7.70% |
Home Equity loans |
|
| Adjustable Rate (*VARIABLE) based on the Prime Rate in the Wall St. Journal. *Contact the office for details |
Share covered loans |
|
| 3.00% APR Above rate of share account or share certificate used as security (Up to 96 mos.) |
Overdraft Loans |
|
| 11.90% APR |
Classic Mastercard |
|
| 11.90% APR* Same rate for cash advance |
Platinum Mastercard |
|
| 9.90% APR* Same rate for cash advance |
Equipment loans |
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| Term | APR* |
| 96 months (Over $25,000.00) | 12.30% |
| 72 months | 11.60% |
| 60 months | 10.60% |
| 48 months | 9.60% |
| 36 months | 8.60% |
* APR = annual percentage rate