Chartered in 1954. Strengthened by our members.

Who we are

The Chen-Del-O Federal Credit Union is a federally organized cooperative, composed of people with a common bond of employment. The members are the owners of the Credit Union. They elect a Board of Directors who determine the policies under which the credit union operates according to rules established by the National Credit Union Administration, a federal agency.

We are pleased to welcome into our field of membership home schooled students in Delaware, Otsego or Chenango Counties, New York, who follow an individualized home instruction plan meeting state requirements!! Please tell your neighbors, friends and relatives!

Members of the Board of Directors and all committee members are volunteers who serve without pay.

Your Credit Union is organized to promote savings, encourage thrift, and provide low cost loans to eligible members.

Find out how to join


Together with our members we will foster a climate of financial stability.

Board of Directors

President David Williams
Vice President Joseph Walsh
Secretary Donald Hebbard
Treasurer/CEO Sue Giudice
Directors Rosarie Avila
Breck Tarbell
Kathleen Ingalls
Director Emeritus Ralph Whitney (deceased)
Arlene Tarbell
David Stoy
Geraldine Simmons (deceased)
Supervisory Committee Joseph Grieco - Chair
Jeanne Kruser
George Hinkley
Stephen Zukaitis

Our staff

CEO / Treasurer Sue Giudice
Chief Operations Officer (COO) Susan McNeilly
Assistant Operations Specialist Angela Bankowski
Electronics / Payroll / Plastics Specialist Beth Hasbrouck
Loan Officer Kim Hyzer
Teller / Member Service Rep. Jackie Driscoll
Teller / Member Service Rep. Ashley Pittsnogle
Teller / Member Service Rep. Sonja Johns