Certificate rates

Certificate rates effective 07/16/2025. Subject to change

Certificate

Minimum balance requirement: $500.00. Penalty for early withdrawal.
Term Dividend rate APY* Penalty for early withdrawal
6 months 3.465% 3.50% 30 days loss of dividends
12 months 3.698% 3.75% 60 days loss of dividends
18 months 3.605% 3.65% 60 days loss of dividends
24 months 3.555% 3.60% 90 days loss of dividends
36 months 2.960% 3.00% 120 days loss of dividends