Chen-Del-O Federal Credit Union Savings Services


	114 Main Street - P.O. Box 102 Franklin, New York 13775-0102 607-829-3560 - 800-462-0320 Fax 607-829-3561
	CHARTERED IN 1954

The Credit Union -

	It's where you belong!

SAVINGS

Regular Share Accounts:
The dividend rate is declared periodically by the Board of Directors after providing for expenses and reserves. Dividends are paid at a rate competitive with other financial institutions.


Club Accounts:
Christmas Stocking, "Mad Money" or Vacation. Disbursements from the Christmas Stocking Club are made October 1st, while the use of the other account is at your discretion.


Share Certificates:
Offer higher rates of interest for specified time periods. details and current rates are available at our office.


Individual Retirement Account (IRA):
The perfect "tax shelter" for anyone with earned income. The funds you deposit in your personal IRA may be deducted from your taxable income on both Federal and State Tax Returns. Your IRA contributions plus the earned dividends will be tax sheltered until time of withdrawal when you may be in a lower tax bracket. Deposits may be made through payroll deduction with no minimum required deposit. Roth and Educational IRA's are also available.


Youth Accounts:
A great way for your children to save and get established with a financial institution.

We Do Business in Accordance With Federal Fair Lending Laws