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SAVINGS |
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| Regular Share Accounts: |
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| The dividend rate is declared periodically by
the Board of Directors after providing for expenses and reserves. Dividends
are paid at a rate competitive with other financial institutions. |
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| Club Accounts: |
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| Christmas Stocking, "Mad Money" or Vacation.
Disbursements from the Christmas Stocking Club are made October 1st,
while the use of the other account is at your discretion. |
| Home Energy Club Account - Disbursements
from the Home Energy Club Account are made July 31st. Some
restrictions may apply. |
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Share Certificates: |
Offer higher rates of interest for specified
time periods.
details and current rates are available at our office. |
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| Individual Retirement Account (IRA): |
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| The perfect "tax shelter" for anyone with earned
income. The funds you deposit in your personal IRA may be deducted from your
taxable income on both Federal and State Tax Returns. Your IRA
contributions plus the earned dividends will be tax sheltered until time of
withdrawal when you may be in a lower tax bracket.
Deposits may be made through payroll deduction with no minimum required
deposit.
Roth and Educational IRA's are also available. |
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| Youth Accounts: |
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| A great way for your children to save and get
established with a financial institution. |
