114 Main Street - P.O. Box 102
Franklin, New York 13775-0102
(607)-829-3560 -( 800)-462-0320
Fax (607)-829-3561
Web Site: www.chendelo.org

 

CHARTERED IN 1954


The Credit Union -

 
  It's where you belong!

 

 



CHECK OUT OUR LOAN RATES!!!

(EFFECTIVE 7/01/08)

   
   
VEHICLE LOANS:  
NEW (2005-NEW) 72 MOS. --------------------6.65%APR
  60 MOS.---------------------6.50%APR
  48 MOS.---------------------6.25%APR
  36 MOS.---------------------6.00%APR
  24 MOS.---------------------5.75%APR
   
USED (2004-DOWN) 60 MOS----------------------7.25%APR
  48 MOS----------------------7.00%APR
  36 MOS----------------------6.75%APR
  24 MOS----------------------6.50%APR
   
*****Includes Motorcycles******
   
   
UNSECURED LOANS 60 MOS.---------------------11.25%APR
Borrow up to $8,000.00 48 MOS.---------------------10.25%APR
  36 MOS.--------------------- 9.25%APR
  24 MOS.--------------------- 9.00%APR
   
HOME EQUITY LOANS (Variable Rate) 5.00%APR - UNTIL MAY 20, 2009
   
   
SHARE AND SHARE CERTIFICATE COVERED LOANS 3.50% APR OVER SHARE OR SHARE CERTIFICATE RATE OF ACCOUNT USED AS SECURITY
   
OVERDRAFT LOANS 11.90% APR
   
CLASSIC MASTERCARD 11.90% APR
PLATINUM MASTERCARD 9.90% APR
   
EQUIPMENT LOAN 9.25% APR FOR UP TO 60 MONTHS
RECREATIONAL VEHICLES 9.25% APR FOR UP TO 60 MONTHS
   
CERTIFICATE RATES 6mos.       2.80% Dividend Rate   2.82%APY
  12mos.     2.80% Dividend Rate  2.83%APY
  18mos.     2.80% Dividend Rate  2.83%APY
  24mos.     3.00% Dividend Rate   3.03%APY
  36mos.    3.00% Dividend Rate   3.03%APY
   
REGULAR SHARE AND CLUB ACCOUNTS 1.00% ------- 1.00%APY
IRA ACCOUNT 3.00% APR ---3.04%APY

*RATES SUBJECT TO CHANGE !!!!*

There will be a $20.00 Late Payment Fee on MasterCard Accounts if Payment Not Received By Due Date.  This Applies To Classic And Platinum Cards.


 Downloadable Loan applications
Personal and Secured Loan Applications
Co-Borrower Application


We Do Business in Accordance With Federal Fair Lending Laws

 
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