114 Main Street - P.O. Box 102
Franklin, New York 13775-0102
(607)-829-3560 -( 800)-462-0320
Fax (607)-829-3561
Web Site: www.chendelo.org

 

CHARTERED IN 1954


The Credit Union -

 
  It's where you belong!

 

 



CHECK OUT OUR LOAN RATES!!!

(EFFECTIVE 02/19/10)

   
   
VEHICLE LOANS:  
2007-NEW 72 MOS. --------------------6.00%APR
  60 MOS.---------------------5.80%APR
  48 MOS.---------------------5.60%APR
  36 MOS.---------------------5.50%APR
  24 MOS.---------------------5.25%APR
   
2006-DOWN 60 MOS----------------------6.40%APR
  48 MOS----------------------6.10%APR
  36 MOS----------------------5.90%APR
  24 MOS----------------------5.50%APR
   
*****Includes Motorcycles******
   
UNSECURED LOANS 60 MOS.---------------------10.75%APR
Borrow up to $8,000.00 48 MOS.----------------------9.75%APR
  36 MOS.--------------------- 8.75%APR
  24 MOS.--------------------- 8.50%APR
   
HOME EQUITY LOANS (Variable Rate) 5.00%APR - UNTIL July 1, 2010
   
   
SHARE AND SHARE CERTIFICATE COVERED LOANS 3.50% APR OVER SHARE OR SHARE CERTIFICATE RATE OF ACCOUNT USED AS SECURITY
   
OVERDRAFT LOANS 11.90% APR
   
CLASSIC MASTERCARD 11.90% APR
PLATINUM MASTERCARD 9.90% APR
   
EQUIPMENT LOAN 7.90% APR FOR UP TO 96 MONTHS
RECREATIONAL VEHICLES 7.90% APR FOR UP TO 96 MONTHS
   
CERTIFICATE RATES 6mos.      1.00% Dividend Rate  1.00%APY
  12mos.    1.00% Dividend Rate  1.00%APY
  18mos.     1.25% Dividend Rate  1.26%APY
  24mos.      1.50% Dividend Rate  1.51%APY
  36mos.     1.50% Dividend Rate  1.51%APY
   
REGULAR SHARE AND CLUB ACCOUNTS 0.50% ------- 0.50%APY
HOME ENERGY CLUB ACCOUNT 1.25%-------- 1.26%APY
IRA ACCOUNT 1.50% ------- 1.51%APY

*RATES SUBJECT TO CHANGE !!!!*

There will be a $20.00 Late Payment Fee on MasterCard Accounts if Payment Not Received By Due Date.  This Applies To Classic And Platinum Cards.


 Downloadable Loan applications
Personal and Secured Loan Applications
Co-Borrower Application

MasterCard Application


NCUA Share Insurance Sign

We Do Business in Accordance With Federal Fair Lending Laws

 
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