IMPORTANT MEMBER

NEWS
:

     

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          Please excuse our                                                                   website!!!

 

We are changing the look of our website, if you need help in finding something while we are going through the construction phase, please contact the office at 607-829-3560.  

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Thank You!

 

For all our members and their guests for attending our Annual Meeting! We tried something a little different and it was a great success!

 

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Secret Santa for
Sr. Citizens has gone sunny!!

 

We are bringing sunshine to our Senior Citizens!

 

Once again, with the help of Delaware County Office for the Aging, we will be collecting gifts May 1- June 30, 2017 for delivery in early July. A location in the lobby area will be set up for members to pick an individual listed by item. The items will need to be brought back wrapped in a cheerful patterned paper with the label on the front of it. We will also take monetary donations and will either buy left over items with it or donate it directly to the Office for the Aging to be used for other expenses or programs (ex: Meals on Wheels). The Senior Citizens are very appreciative and the Credit Union is happy we can help! 

 

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Share / Savings



Regular Share Accounts:


The dividend rate is declared periodically by the Board of Directors after providing for expenses and reserves.

Dividends are paid at a rate competitive with other financial institutions.


Club Accounts:


Christmas Stocking, "Mad Money" or Vacation.

Disbursements from the Christmas Stocking Club are made October 1st, while the use of the other account is at your discretion.

 

   Share Certificates:


Offer higher rates of interest for specified time periods.

Details and current rates are available at our office.

 

 

FEDERAL REGULATION D
 


According to Federal Regulation D, you are only allowed a total of six automatic transfers out of your savings account per calendar month. This includes automatic overdraft, voice response system, home banking (internet) and electronic (ACH) withdrawals. Starting January 1, 2013, our system will not permit transactions over the allowable limit of six and items may be returned unpaid with a non-sufficient fund fee of $30.00. Chen-Del-O FCU strongly encourages you to get as many of these automatic electronic (ACH) withdrawals or transfers restricted or changed as soon as possible. As always, if you have any questions about Regulation D, please call our office and we will be happy to assist you.